01Cargo & freight insurance
Cargo insurance that protects every shipment.
Trag Systems is a commercial cargo and freight insurer. We cover goods in transit across road, rail, ocean and air, pay out on damage and loss, handle claims through a named adjuster, and come in below carrier declared-value fees.
Cover spec■
Cover basisDeclared value
ModesRoad · Rail · Ocean · Air
Claims median11 days
Coverage areaUS · CA · UK · EU
Rate from$0.72 / $100
02What we cover
Five lines of cover, mixed to fit your freight
Run one or run all. Most clients pair cargo protection with damage and loss, then lean on the claims desk when it counts.
01
Cargo protection
Full declared-value cover for goods in transit across road, rail, ocean and air — not the carrier's liability cap.
02Damage in transit
Repair or replace at declared value when a shipment arrives crushed, soaked or broken.
03Loss & theft
Full value when cargo is lost or stolen in transit, last mile and delivered-not-received included.
04Claims handling
A named adjuster, same-day review, and approved claims paid in about two weeks.
05Warehouse & storage
Cover for goods at rest in your yard or fulfilment centre, not only while they move.
03Run the numbers
What you'd save against carrier fees
Carriers bill a flat fee plus a rate per $100 of declared value. Trag is one rate per $100. Move the sliders to your profile.
10050,000
$50$5,000
52%
you save vs FedEx declared value
| Carrier fee / shipment | $4.95 |
| Trag rate / shipment | $2.16 |
| Saved / shipment | $2.79 |
| Saved / month | $1,535 |
| Saved / year | $18,414 |
Get my rate
Carrier figures use published standard declared-value fees. Your real saving depends on your profile and any negotiated rates.
11Underwriting desks
62Trade lanes covered
98%Claims paid in full
11 daysMedian payout time
Covered from warehouse to final delivery.04When a claim happens
From report to payout, on the record
01
Report
File online or call. Send photos and the tracking or airway bill. Two minutes.
02
Review
A named adjuster checks the policy against the evidence, usually the same business day.
03
Decide
You get a clear answer with the payout figure spelled out. If we need more, we ask once.
04
Paid
Approved claims are paid straight to your account, most of them inside two weeks.
05How we work
Four things we don't bend on
Plain terms
If a clause needs a lawyer to decode, we rewrite it. You know what's covered before you ship.
Pay fast
An approved claim is money you're owed. Most are paid inside two weeks, straight to your account.
We underwrite our own book
Decisions are ours to make, so your claim isn't passed between companies waiting for someone else to sign off.
Cargo is all we do
No home, no auto, no cross-sell. Freight in transit is the whole business, so we understand yours.
06Who we cover
Built for the way your business ships
01
E-commerce & retail
High-volume parcels, seasonal peaks, multi-carrier networks.
02Manufacturers & distributors
Raw materials, finished goods and inventory in transit or storage.
03Freight forwarders & 3PL
Goods in your care, custody and control, across clients.
04Trucking & carriers
Motor truck cargo cover when carrier liability falls short.
05International trade & importers
Ocean, air and inland legs coordinated under one program.
06Construction & project cargo
Oversized, high-value and time-critical moves.
07From the desk
A reefer failed mid-route and we lost the load. Trag had the payout in our account inside two weeks, no fight.
Daniel OkaforImport Manager, EuroLink Trading
We ship thousands of parcels a week. Aligning cover to our carriers was simple, and there are far fewer surprises at claim time.
James ChenOperations Director, Pacific Retail Group
Ocean, inland and warehouse used to sit in three policies. One program now, and the board can read it on a page.
Sofia RahmanVP Supply Chain, Meridian Freight
We're hiring
Independent Package Inspector (Remote)
Join our team as an Independent Package Inspector. Work from home, inspect packages, log details, and help provide reliable shipment insurance. $4,000/month plus bonuses.
View role & apply
Insure your next shipment with people who answer.
Send your lanes, carriers and typical values. You'll get a straight rate, not a sales loop.